Zeru

On 5 December 2024, Zeru had its first community call! This gave zerus an opportunity to send questions in for the core team to answer, and to share some information about Zeru’s roadmap into 2025. Will there be NFTs? When will the mainnet launch? All that and more was covered. Below is a detailed outline of the call notes.Founding and Initial FocusZeru was founded with a vision to solve for under-collateralized lending in the DeFi space. The development of their solution led to the realizati...

Zeru’s incentivized testnet, Zubbles69, is Based! The testnet that has attracted tens of thousands of users is now on Base Sepolia, exploring new protocols and AI-driven DeFi strategies. Recapping why Zeru’s incentivized testnet is so significant:One stop shop for all DeFi on Base: if you’re a newcomer to the wider Ethereum ecosystem, Zeru’s simple UI and full-stack DeFi offering means that you don’t have to go anywhere else. Lend, borrow, leverage, yield strategies, staking, and liquidity pr...

TL;DRZeru has launched reputation scores for user wallet addresses as an autonomous verifiable service (AVS) on EigenLayer to help apps across all blockchain networks gain real users and loyalty.Crypto x AI is Inevitable“Crypto has an apps problem. AI has a trust problem. But AI can make apps better and crypto can provide the trust. So it’s a match made in heaven.”- Sreeram Kannan, Founder EigenLayer All apps of the future will use AI. We have seen agentic apps gain some traction, only to hav...

For too long, DeFi has been ruled by mercenaries and manipulators—Sybil attackers claiming airdrops, bots front-running trades, and whales farming liquidity while real contributors get left behind. This isn’t just a game. This is war. And the battleground? Reputation. Enter World of Zeru (WoZ)—an NFT collection like no other. More than just digital art, WoZ NFTs are weapons in the fight for a fairer, reputation-driven crypto world. This isn’t about flipping. It’s about fixing. It’s time to st...

Every chain aspires to be the hub for real users. Every ecosystem claims to be building the “onchain economy.” However, without a system for reputation, all chains begin to resemble one another—battlegrounds for mercenary capital, Sybil farming, and farm-and-dump cycles. It’s a pattern the space has seen repeatedly over the past decade. Base is different. With a focus on real-world adoption from Day 1, Base has inspired builders to solve the problems of modern society through blockchains, cry...

As 2025 begins, we take a moment to celebrate Zeru’s incredible first year of pioneering the future of onchain credit. In 2024, we recognized the transformative potential of DeFI and AI, leading us to create a behavior-based wallet primitive for credit—a foundational step toward redefining how credit works in the decentralized economy. Here’s a detailed recap of everything we accomplished in 2024, a year that laid the groundwork for an inclusive and thriving onchain credit economy. Key Milest...

DeFi has long been limited by the absence of robust credit solutions—especially ones that would allow protocols to use real-world financial data to help inform on-chain lending decisions, like collateral amounts. Traditionally, DeFi protocols have applied global collateral requirements and LTV ratios to all users, regardless of deposit or borrow amounts. Today, Zeru is proud to announce the integration of Reclaim Protocol’s zero-knowledge Transport Layer Security (zkTLS) tech. This collaborat...

Do you remember the heady days of DeFi Summer 2020? Ethereum was clogged, Bitcoin transaction fees went through the roof, even Polygon and Avalanche couldn’t keep up with the amount of traffic happening onchain. While we now have a variety of high throughput, low-cost layer 2 blockchains built on top of Ethereum, faster finality, and more protocols than ever to choose from, in many ways history may be about to repeat itself. Back then, we witnessed a massive influx of users and capital into D...

At its core, Zeru's money market app features leveraged borrowing based on the zScore. zScore is the first decentralized reputation system for crypto that factors in onchain transactions, and offchain credentials through zkTLS to determine the reputation of a user based on their behavior. This makes it the first money market to function on the back of user's reputation.The Carnot CycleLet us explain the Carnot cycle in a simple way: Imagine you have a hot cup of coffee and the cold ...

DeFi is broken. Lending is rigged. Reputation is the missing layer—and Zeru is here to change that. Zeru is building the onchain reputation standard, and we need real ones to help spread the word. No suits. No paid shills. Just true believers in fair and real credit markets, and decentralized trust. We are summoning you to join this movement. Join the Zeru Emissary Program and become a core part of rewiring crypto for the better!Why Become a Zeru Emissary?Because you see the vision. Because y...